Loan Types

At Direct Finance Loans you are able to apply for personal finance for any worthwhile purpose.

Our most popular products are our short term unsecured loans which range from $300 up to $2,000; these are generally repaid within three to seven months. Our unsecured loans are used for various reasons ranging from rental bonds to holidays. Once the application for an unsecured loan is submitted and the supporting documents have been provided we generally have an answer on your application within two business hours.

We also offer shorter term loans which have terms of four or six weeks. These can assist people who have a temporary cash shortfall and who need funds urgently but don’t want to have the debt hanging over their heads for too long. These loans can be handy for when you need to pay for an urgent car repair or your hot water system blows and you don’t have the funds available to get it fixed. Generally our cash advances are from $300 to $1,000 and are paid back within six weeks when you are back on your feet.

Direct Finance Loans also provide secured loans. These loans range from $2,200 to $5,000 and have a maximum term of 12 months. These are generally used by customers requiring a slightly larger amount of money and who require a longer term. Our secured loans are used for a variety of reasons but can commonly be used to finance weddings and home repairs.

Direct Finance Loans also offer loans to those with impaired credit. These loans are for those customers who have a less than perfect credit history yet have a secure income and can demonstrate that they are able to service a loan.

If you require any of our loan products apply online today and one of our friendly staff will contact you to assist with your enquiry.